Owning an account is an important first step toward financial inclusion. NanoBNK engages in digital financial services, including mobile money services, digital wallet, and other financial technology applications solutions to create the bridge towards the unbanked. Driving financial inclusion through technology is our focality. NanoBNK solutions eliminate the need to travel long distances to a financial institution together by lowering the cost of providing financial services, digital technology might increases affordability.
NanoBNK, bridging the banks and the unbanked with technology driven financial inclusion
Owning an account is an important first step toward financial inclusion. NanoBNK engages in digital financial services, including mobile money services, digital wallet, and other financial technology applications solutions to create the bridge towards the unbanked. Driving financial inclusion through technology is our focality. NanoBNK solutions eliminate the need to travel long distances to a financial institution together by lowering the cost of providing financial services, digital technology might increases affordability.
Technology is improving financial inclusion
One-fifth of the world’s population are unbanked. Historically, it hasn’t been economically viable to provide financial services for these individuals, as they didn’t meet the minimum profitable threshold for most financial institutions. A number of reasons have combined to produce this situation. The introduction of new technologies has the potential to lower the cost of overcoming the hurdles that stop people entering the banking world – be they geographic or regulatory inaccessibility, product mismatch, or a lack of trust – transforming the formerly unbanked into valued members of the formal economy and supporting economic growth for all.
NanoBNK solutions for the unbanked:
- Digital Wallet
With over 2Bn unbanked around the world, the need to alternative methods of financial access and inclusion that is cheaper, faster and safer is needed. With most of the lowest banked countries found in Africa and Asia, NanoBNK digital wallets is the solution to open the financial access corridor. Its special features like automated onboarding, micro-credit, and other features are specially developed for the unbanked. For the sophisticated market, NanoBNK digital wallet offers integration solution platforms, loyalty programs, crypto-currency and many other features, matching your requirements. The digital wallet solutions extend from banking to Retail, Gaming and malls..
- Mobile Banking
A brilliant opportunity to simultaneously keep your customers happy while paring operational costs as well increasing the reach of your banking services is the value proportion of Mobile Banking. By responding to the innovations in mobile technology, banks need to pay attention to the needs of their customers, while at the same time streamlining a number of processes to meet the fast-paced demands of the 21st century. NanoBNK Mobile Banking equips financial institutions with an agile, quick and cost-effective solution to provide secure transaction services to their customers, a perfect tool to acquire new customers, strengthen loyalty of existing customers and means to create new sustainable revenue streams. - Agency Banking
Achieving a universal financial access can become reality with our agency banking solutions, enabling access to easier, faster, safer and secure financial transactions. NanoBNK agency banking is specially designed to provide scale banking and financial services to the underserved population through engaged agents under a valid agency agreement, rather than a teller/ cashier. Serving the need of both individuals and businesses through a broad range of services, banking services can at the reach of everybody. Banks can create an efficient network of agents to ensure optimum banking security and extending banking coverage. - Bill Aggregation
Making a payment from the comfort of your cosy zone using a mobile phone is the best an enterprise can offer its customers. For it to happen the glue that helps many parts of the digital financial services ecosystem to work together is the aggregator financial platform. NanoBNK offers the perfect platform to easily integrate with entities that want to send money to or receive money from end customers. These entities can be utility companies who want to receive payments, businesses who want to pay salaries or donors who want to pay recipients, for example. Behind a single window to pay all bills and payment, our solution ensures the perfect integration platform solution to meet market requirements and ensure seamless transaction processing with optimum security. - Payment Gateways
Payment gateways facilitate transactions by transferring key information between payment portals such as web-enabled mobile devices/websites and the front end processor/bank. NanoBNK payment gateway platform integrates with over a dozen payment gateways throughout the world. As your business scales, add or change payment gateway partners. Our products ensure payment routing to specific gateways for each market, currency or payment method. We offer many payment processing options to serve the needs of your business. Payment gateways fulfil a vital role in the e-commerce transaction process, authorising the payment between merchant and customer. At NanoBNK we take full charge ensuring seamless payment transaction. - Remittance
A disruptive solution to individuals sending money from one country to the other (involving different currencies) is what NanoBNK remittance platform brings you. Connecting the world of money much like email does for communication is our target with our hybrid status of vendor and operator and partners with banks in different countries. Mobile Remittance seems to a perfect option for existing players to cut cost and increase margins, making you and your customers happy. Remittances are the biggest source of foreign investment on the African continent while at the same time it still costs more to send money to Africa than to anywhere else. It is an indescribably big opportunity NanoBNK remittance solution is offering to the African continent by reducing the cost of transferring money into and across Africa. - Microlending
Fuelling lending craze for the small and medium entrepreneurs is the offering of Microlending solution from NanoBNK. The microcredit is a way to grant individuals the necessary money to expand a small business. Our platform solution is all about replacing the sales agents and the application process with user-friendly app streamlining the process and makes the costs drop significantly, creating more competitive products for a fraction of the original fee. Backed by Big Data NanoBNK Microlending solution informs the lender about the borrower’s situation and help them decide on the best course of action. Starting with an analysis of the borrower’s previous exposure to financial knowledge, the lender can create informational materials.
Are you a bank and you wish to ‘go branchless’ and take your banking services to the remotest corner at negligible NanoBnk has the right solution offering for you.NanoBNK positions itself as a Digital banking partner for banks in driving digital banking/payment transformation and enabling financial inclusion in Africa. Our unique business model and innovative platform enables us to support bank to have Money Remittance, Mobile Banking, Agency Banking, Digital Wallets, Bill Aggregation, Payment Gateways, Microlending, loyalty platform solution and Robotic Process Automation powered by AI, Big Data Analytics and Blockchain technology. Contact Us here. Contact us here.
